2014年1月21日星期二

Why Online Casino Doesn't Accept Us Players

Although leagalizing online casino is so much helpful for the economy especially for the US descending economy, still, they prohibit it. If an online casino accepts bets from a US players, they might be either breaking US law or perhaps their own licensing agreements. However, some online casino sites don't accept bets from US players or from other jurisdictions that are attempting to prohibit online gambling just to remain on the safe side and to avoid any possible prosecution. It's in the casinos' own best interest not to accept these bets. However many online casinos do accept bets from US marked cards.

According to the UCLA Online Instityute for Cyberspace Law and Policy, the word "gambling" conjures up images of Las Vegas casinos, riverboat casinos, or, more recently, state-run lotteries. But in an era marked by the Internet, the new trend in gambling is occurring on the Internet. Online gambling, preferably online casino is at least a $200 million-per-year business. By the end of the century, online casino may be a $10 billion-per-year business.
While the popularity of online casino is skyrocketing, ambiguity surrounds its legality. Although most states allow some form of gambling activities, many states seek to prohibit online casino because of the following four dangers unique to it:
  • The potential for fraud over the Internet
  • Children's access to gambling sites
  • An increase in gambling addictions
  • The need to preserve state revenues generated from legally enforced (and state-run) gambling operations.
Several US states have taken action to prohibit online casino. Some states, including Minnesota and Missouri, have relied on state gambling laws or consumer protection laws to prohibit online casino. Although some states have taken decisive action to prohibit or regulate online casino, state regulation is largely ineffective because the Internet transcends state and national boundaries.
The gambling regulation in the U.S. has been reserved for the state governments. As is the case with the Wire Act, however, sometimes federal law supercedes state law. The Department of Justice has on many occasions expressed its belief that the Wire Act prohibits all forms of online gambling in cluding online casino and sports betting in all the U.S. states.
Until now, federal regulators and representatives of the financial services community testified before Congress that any attempts to enforce the UIGEA would result in serious regulatory burdens marked cards lenses. A result of the testimony was new legislation introduced by Reps. Barney Frank and Ron Paul, proponents of legalizing and regulating online gaming, that would prohibit the Department of the Treasury and Federal Reserve System from implementing any regulations related to the UIGEA.
"It's interesting, some of my colleagues tell us we can't interfere with the WTO for global warming or the rights of workers, but are perfectly prepared to ignore it on behalf of interfering with people's right to gamble, We have no right to censure the leisure time of individuals." Said Reps. Barney Frank conference last year, concerned the act violates America's obligation under the World Trade Organization.
The hearing came the day after fellow Republican Robert Wexler introduced his own Skill Game Protection Act, to legalize online casino. He questioned the "uneven state of the law" at the meeting, asking why current laws still allow people to place bets on horse racing and to play the state online casino games.

2014年1月17日星期五

The Perils Of Being Addicted To Gambling

Gambling addiction is a major concern around the world, as more and more people are embracing the tables and cards as a means of stress relief. The emergence of online casinos has not helped curb the growing statistics of people becoming addicted to gambling. The availability of casino games and the allure of the easy money has the potential to rapidly go from stress relief to full-blown addiction. There are some that would argue that people with pathological gambling disorder are merely exceptionally greedy. Others, though, would argue that these people are suffering from a mental health disorder and need to be taken away from the tables and put into counseling as soon as possible. Currently, there appear to be no signs of either side achieving any sort of common ground or consensus. So while the debate rages on, people continue to become addicted to roulette, blackjack, and the slots  infrared ink.



 
Pathological gambling is basically differentiated from the norm by one simple factor. Addicts are in such an ill state of mental health that they are either incapable of seeing their problem or are simply ignoring the consequences of their actions. This can include everything from how much damage their next week-long session at the roulette table is going to cost them, to ignoring the threat of a spouse divorcing them if they don't stop. The problem has gotten to the point where the thrill of the "action" has taken control of the person's mind. There are some mental health experts that argue that gambling addicts are no longer in full control of their actions. While there is some evidence provided by the increase of certain chemicals in the nervous system during gambling, this is not considered adequate proof.

To some degree, another sign of pathological gambling comes in the form of separation anxiety. The addiction tends to get to a point where the addict cannot stop thinking about gambling trick cards. Scenarios are played out in the mind constantly, bordering on delusions. This preoccupation, when combined with the possibility of being withdrawn from a casino, can sometimes lead to separation anxiety. In some cases, the person exhibits symptoms similar to drug withdrawal if they are deprived of their gambling "fix."

If data taken from counseling sessions with gambling addicts is to be considered, it is arguable than addicts also develop a tolerance for gambling. According to studies, the person's mental health adapts to the amounts being gambled such that the addict needs to bet more and more. This is similar to what happens to drug addicts and alcoholics. As the mind develops a tolerance for the regular amounts that the person bets, the mind develops a need to increase the bet spread to attain that same sense of euphoria. According to some reports, a person's mental health and finances can be put under serious strain if this behavior is left untreated for an extended period.

Arguably, a person may also develop a mild form of antisocial personality disorder if the gambling problem is left untreated. This occurs when the addiction has gotten to the point where the person has become desperate to cover up losses incurred through gambling. The person's mental health can warp into a state where the typical consideration for social norms and rules is discarded in favor of alleviating the person's perceived problems. While taking loans or money from relatives is the common means of doing this, there are some cases where it gets to the point where illegal activity is the only means of supporting the addiction.

2014年1月5日星期日

Starting a Cut Out Greeting Cards Business

Making greeting cards is a wonderful hobby to enjoy with your family and friends. In fact, card making is becoming more and more popular and it's now a novelty to send handmade cards.

Yes, it's true! There are many people who still prefer to send actual cards in the mail or give cards with a gift (not everyone sends email cards!). What they need is a special greeting card created by you!
Although e-mail, text messaging and phone calls are valued by Americans for helping them communicate with family and friends, the majority of Americans say they prefer the old-fashioned handwritten card or letter to make someone feel truly special marked cards.


Starting a Greeting Card Business requires a very small investment on your part. Most of the tools to make cards are ones most people already own. Tools such a cutter, a ruler, or a pair of scissors are all that is needed. All you have to do is to buy some paper and glue and follow step-by-step instructions provided.
Card making is easy. Many people are making cards and so can you. Make you own cards and sign them by rubber stamping "Handcrafted by (YOUR NAME)" on the back of every of your handmade cards. Cool!
Whether you are creating custom cards for family and friends, or designing commercial ones for sale, it is always important to make each card design special. I know it sounds cliche but it is true. Nobody wants a boring greeting card. When you make greeting cards, it needs to be eye catching, interesting and if possible unique and memorable. Anything less than this and you might just be throwing away your investment in emotion and in money.
Handmade cards are a unique form of expression of love and sentiments to be conveyed to the loved ones cheat poker.

If you really want to have the most successful, greeting cards business that will bring a smile on your face, then my ebook called "Starting a Cut Out Greeting Cards Business" is definitely for YOU!
The book will help you to learn how to start such business from home. You will learn everything you need to know about Cut Out Cards and how to start and run a profitable Cards Business, step-by-step. You'll learn what this type of business involves, how much money you can make and lots of tips and tricks for starting your business.
You'll also find information about time management, setting goals and staying organized while working from home. And learn all the necessary steps to register your own business, paying taxes, opening a checking account and even hiring people to work for you.
We've also included a list of valuable resources to help you on your way. In a nutshell, everything you need to learn to start your own Greeting Card Business from home, will be found in the "Starting a Cut Out Greeting Cards Business" Guide.
Wishing you great success.
Warmly,
Samantha Robinson

 

How to Compare Credit Cards for a Better Selection

Using a credit card is an easy, secure and convenient way of paying. However, there are several different types of credit cards for consumers. Thus, choosing the most suitable card is essential to keep your credit experience trouble-free.

So, here are a few tips to compare credit cards and choose the right card:
• Interest rate is the most important reason for choosing a credit card infrared contactlenses. If the APR, annual percentage rate, of a credit card is higher, you will have to pay a higher cost. Thus, you should only select deals with lower APR. However, credit cards have different interest rates for cash advances and for the goods you buy. Thus, make sure that your credit card company mentions you both the interest rates .

• Even if you have the complete knowledge of interest rates, you must take annul fees into consideration. Almost all the credit card companies have annual fees. Some companies offer lower interest rates, but charge extraordinary annual fees. These fees may include an annual membership fee and annual credit insurance fees. Thus, you must choose low interest credit cards with low annual fees as well.
• You should also take credit card reward programs into consideration. There are several credit card companies offering several attractive reward programs. However, some companies try to trick its consumers by offering reward deals while keeping the APR sky-high. Thus, you should only give a limited amount of consideration to the reward programs.

• Balance transfer is one of the most decisive features for comparing credit card offers. Balance transfer allows you to transfer your balance of a lower APR credit card into a higher APR credit card trick cards.




• You can also check online reviews of almost all the credit card companies. Many credit card owners write their reviews and experience on many review websites and online forums. You can even talk to them personally and ask about their experience of any particular credit card company. In this way, you will understand the terms and conditions of these companies in a better and comprehensive way. You will also know the total interest rate and annual fees including any hidden fees.
• If you want to choose the most suitable credit card deal, you must contact more than one credit card Company. It will help you compare credit cards and their benefits. Thus, you can analyze the terms and conditions of each company and make the right decision.
• Last, but not the least, there are several credit card companies that offer credit fraud protection. Thus, it minimizes the chances of most kinds of credit frauds. Thus, it keeps your credit safe and secure and offers a comprehensive security for a better credit experience. It is not the most important reason for choosing a credit card, but it can play an important role in your choice.




2014年1月4日星期六

Find Out How Credit Card Processing Works

To appreciate the benefits of the use of credit card machine for your business, it helps to understand how credit card processing works. When you understand how the process works, you will be able to maximize the benefits you can get from the process and build a strong relationship with your customers.
Components
A number of participants make up the transaction process from swipe to funding. Each of the participants plays a vital role in a successful transaction.
The basic participants are as follows: customers using their credit cards, merchants offering their products or services, the credit card terminal process, gateway or account service provider, the companies issuing credit cards to consumers, and merchant account providers trick cards.


Each participants has their role and function to play in the millions of transactions that occur ever second of every day.
Stages
There are generally three stages in the processing of credit card transactions:
  • Purchasing products or services by customers from your business through the use of their credit cards
  • Securing the necessary authorization and approval of the transaction as you swipe the credit card into the machine or virtual terminal
  • Processing the payment or sale and completing a successful transfer of funds from the bank to your merchant account
What Happens
The transaction begins when your customers hand you their credit card for payment in exchange for the products or services you are selling.
As you swipe the credit card into your credit card machine, relevant information from your customer's credit card such as account number is fed into the system to secure the necessary authorization for payment.
Your service provider electronically transmits the information to the credit card issuer to verify authorization, and once authorization is verified and received, alerts you to accept the credit card payment.
Upon acceptance of payment, the amount of purchase is deducted from your customers account and the credit card issuers transfer the same amount to your bank for deposit to your specific account – minus the discount rate. Simultaneous to the transfer of funds, you release the items to your customers and the transaction is completed infrared contactlenses.
All these things happen within two (2) to three (3) seconds as technology of the processing system does the work behind the scenes .

Significance of Credit Card Processing
Credit card processing makes it convenient for both merchants and customers to do business, allowing secure payment in exchange for goods on the part of customers and acceptance of payment to release their goods on the part of merchants.
To start benefitting from the transaction process, customers must have a valid credit card or debit card with a sufficient available balance and merchants must have their own merchant accounts from their banks or work with a 3rd party provider.
Role and Functions of the Credit Card Machine
The credit card machine plays an important role in the transaction process. It is the main tool acting as a credit card reader and transmission service to complete the purchases.
Whether you use a physical terminal for point of sale or a virtual terminal system it will operate fundamentally the same, the information is transmitted and communicated between the credit card issuers and your bank for the processing of the fund transfer.
How credit card processing works with the credit card machine fulfilling its role is as follows:
  • The credit card machine reads the information contained in the card. It does this as soon as the magnetic stripe on the card touches the machine's card reader. This process takes place as you swipe the credit card onto the machine. It picks up and transmits the data to begin the verification process.
    Basic information communicated from the credit card onto the machine includes your customers' credit card number, name as well as security or verification codes. As the information enters the system, the credit card machine starts to transmit it to the concerned systems.
    • Transmission of information through the credit card machine is handled by your preferred service provider. Depending on your setup and the type of credit card machine you use, you can transmit the information wirelessly or using dedicated phone lines or via a direct internet connection.
    • As the information is transmitted to the credit card issuer of your customer, the machine awaits verification of authorization. This takes place in just a few seconds. As the card issuer verifies the validity of the card and authorizes the amount, you will receive alerts that the payment is approved and accepted.
    During the verification process, the software running the machine confirms three things: (1) your customer is the authorized cardholder; (2) the credit card is active; and (3) the cardholder has not gone beyond the credit card limit.
    • The credit card machine, upon approval of the payment, prints out two (2) receipts – the signed receipt goes to you for your recording purposes, and the other goes to the customers as their proof of payment for the purchase.
    • At the end of the evening you are typically required to complete a batch process in which you verify the days receipts and make any adjustments to the purchase amounts. The result is sent to begin the funding process.
    How to Get Credit Card Processing Setup
    It is easy to get credit card processing setup for your business.
    The first step is to review and select a company that offers the benefits and features that will most propel your business forward. Not all processors are a good fit for every industry. Compare the rates and services provided before you make the leap and commit to a contractual commitment.
    Your business may benefit from a point of sale terminal.
    You may require a number of them to adequately supply your salesforce.
    Processing terminals can be purchased or leased from the top credit card processing companies, or you can purchase them from a 3rd party and have them integrated with your system.
    There are advantages and disadvantages for either choice, your particular business needs should guide your decision.
    Do not be tempted to buy or rent a credit card machine loaded with features that are unnecessary for your business.
    There is little need for a tricked out pony when a workhorse will do. Simple and effective is our recommended path when it comes to card payment machines.
    Online, you will be able to compare companies or providers where you can purchase or rent your credit card machine. We recommend comparing at least three (3) offers which will help you determine what is best for your business needs and requirements.
    Look for quality customer support services and positive customer feedback from real businesses that have worked with the processors you are considering.
    Working with the best companies will save you many unnecessary headaches down the road.
    There are many benefits from the use of credit card processing, it will increase sales for your business, save yourself and your staff time, and provide the utmost in payment convenience for your customers.
    Knowing the basics of how credit card processing works will help you make an informed decision when you begin comparing services that will help your business begin accepting credit cards.

Effective Use of Business Cards

Business cards are one of the most important tools for PR development in any organization. This is among must have things for every executive involved in any kind of marketing, advertising or PR related issues. To achieve their targets they need to do aggressive marketing and importance of business cards cannot be underestimated, because these are the most effective modes of contact. Most importantly, a business card is a compact, low cost and energy efficient business tool.

A business card can marked poker:

  1. Tell others about you and your business and services offered by you

  2. Provide easy access to your contact information

  3. Create awareness among people about existence of your business and services

  4. Represent your work, style and business sense through design and information provided

  5. Gain business or create new business opportunities for you

Exchange of Business Cards
There are several opportunities where one can exchange business cards with prospective customers, or people involved with similar kind of activities. Business meetings, conventions, trade shows, business fairs and one-on-one meeting with someone are the main places where flaunting your business cards can return you big benefits or can generate new set of potential customers for your business.
You can also build a business network incorporating non-competing businesses that relate to your business directly or indirectly. Leave a bunch of your business cards cheat poker at their places and convey him to distribute your greeting cards with their products, or to interested set of their customers. It can be a great benefit for you, as you can get direct customers from their existing set of customers.

These days a new trend of having multilingual business cards is popular among organization. During international conventions or trade fairs, business executives or marketing personnel's can distribute such multilingual business cards (English on one side and local language of host country onto another) to visitors or interested people in your services or products offering.
Effective Sales and Marketing Tricks
Business cards can become more productive for your organization, if you start delivering business cards with every sales packet you deliver or with other communication envelopes. You can send your follow up letters to enquiries along with one or more business cards with a "Thank You for Your Interest" note. It will increase your customer orientation as well as provides them with an easy and handy mode of contact.
Specializing in the highest quality, full color printing of Business Cards, Postcards, Club Flyers, Brochures, Letterhead and so much more.